Business Details
10 Years
experience
Emergency
services
Property Damage Insurance Claim Specialists
Reliance Property Damage Consultants specializes in advocating for property owners navigating complex insurance claims following fire, water damage, theft, and vandalism incidents. With over three decades of combined experience in insurance adjusting, legal representation, and construction, our team provides a unique hybrid approach that combines public adjusting expertise with legal muscle to secure fair settlements. We prioritize client needs through personalized service, leveraging our deep understanding of insurance policies, forensic accounting, and code compliance to maximize claim values. Our commitment to transparency, ethical practices, and client education ensures property owners maintain control throughout the claims process.Backed by a licensed attorney and a network of industry professionals, we handle residential, commercial, and multi-family claims with equal dedication to restoring properties and protecting client rights. Our proven track record includes over 100 successful lawsuits against insurance companies, demonstrating our ability to challenge unfair practices. We emphasize comprehensive documentation, strategic negotiation, and temporary solutions to minimize business disruption while ensuring long-term property restoration. Our team's diverse expertisefrom insurance code interpretation to contractor coordinationpositions us to deliver results-driven outcomes for every client.
Services
Residential Claims
Commercial Claims
Multi-Family Claims
Fire Damage Claims
Water Damage Claims
Theft/Vandalism Claims
Denied Claims Appeals
Contractor Coordination
Policy Interpretation
Settlement Negotiation
Details
- Year established: 2016
Highlights and features
- We have a captive attorney to legally challenge insurance companies when necessary
- Over 100 successful lawsuits against insurance companies in the past decade
- Combined public adjusting and legal fees save clients tens of thousands of dollars
- 30+ years of combined experience in insurance adjusting, law, and construction
- Specialized expertise in forensic accounting and code compliance for claim maximization
Services
Residential Claims
We specialize in residential property damage claims for fire, water, theft, and vandalism. Our team guides homeowners through complex insurance processes while maximizing settlements. With expertise in personal property valuation and code compliance, we ensure complete restoration of homes to pre-loss condition while protecting client rights throughout negotiations.
Commercial Claims
Our commercial claims service addresses business property damage from fire, water, or theft incidents. We focus on minimizing operational disruption while securing comprehensive settlements. Our specialists handle forensic accounting for business interruption claims and navigate coinsurance clauses to ensure accurate compensation for lost income and property restoration needs.
Multi-Family Claims
We manage insurance claims for multi-family housing and investment properties. Our approach maximizes rental income recovery during restoration while increasing long-term property value. We handle complex challenges including tenant coordination, shared amenity claims, and policy stacking to ensure complete settlements for property owners.
Denied Claims Appeals
Our denied claims service challenges improper insurance claim rejections through strategic negotiation and legal action. With a track record of over 100 successful lawsuits, we leverage our public adjusting expertise and legal partnership to overturn unfair denials and secure rightful compensation for property damage claims.
Contractor Coordination
We coordinate qualified contractors for property restoration following insurance claims. Our network includes Xactimate-certified professionals who ensure accurate estimates and quality repairs. We oversee the entire restoration process from initial assessment to final walkthrough, maintaining communication between contractors, insurance companies, and property owners.
People
Cody Shaver
Executive Public Adjuster & Lead Attorney
With 30+ years in insurance, Cody started as a company adjuster, became VP of claims, then founded Reliance in 2016. He practices law to strengthen client representation, combining public adjusting expertise with legal action against unfair insurance practices.
Michael Carter
Co-Owner & Lead Public Adjuster
A licensed public adjuster for 15 years, Michael brings insurance industry insights from former roles as agent and contractor manager. He focuses on compassionate client support during claims while leveraging technical expertise to maximize settlements.
Alrik Grobels
Desk Adjuster
Licensed public adjuster with 5 years of experience handling claims from small water losses to major residential fires. Coordinates communications between insurance companies, contractors, and clients to ensure smooth claims processing.
Delano Howell
Field Public Adjuster
Licensed field adjuster with 5+ years of experience meeting clients, coordinating contractors, and scheduling inspections. Specializes in client relationship management and ensuring timely, complete claim resolutions through direct field engagement.
Questions
What types of property damage claims do you handle?
We handle residential, commercial, and multi-family property claims for fire damage, water damage, theft/vandalism, and denied claims across California.
How does your attorney partnership benefit my claim?
Our legal partnership enables us to sue insurance companies when necessary, using both insurance code and case law to maximize settlements while maintaining public adjuster fee structures.
What areas do you serve?
While based in San Diego, we handle property damage claims throughout California for residential, commercial, and multi-family properties.
How are your fees structured?
We charge public adjuster fees (10-20% of claim value) while providing attorney-level representation, saving clients tens of thousands compared to hiring legal counsel separately.
Can you help with emergency claims?
Yes, we offer emergency after-hours contact (619-417-5452) for urgent property damage situations requiring immediate attention.
How do you differ from insurance company adjusters?
We work exclusively for property owners, not insurance companies, and have successfully challenged over 100 unfair claim settlements through our combined legal and adjusting expertise.
